Step 8 of 8: After possession — Khata, utilities and the owners' association.
Step 8 of 8
After possession
Khata, utilities and the owners' association.
The administrative tail most buyers leave half-done for years. Transfer the khata into your name at the Greater Bengaluru Authority corporation for your area (or the local body outside Bengaluru), so the final e-khata shows you as the owner. Move the BESCOM electricity and BWSSB water accounts into your name. Then the owners' association takes over the building from the builder, with the maintenance deposit and the common areas.
The money at this step
Property tax in your name, khata transfer fees, and monthly maintenance to the association.
Where Pinly helps
The khata guide explains A khata, B khata and e-khata in plain language.
What khata meansHow long this usually takes
Varies — commonly 1–6 months, depending on the corporation and the utilities.
You are done with this step when
The final e-khata shows you as the owner, property tax is paid in your name, the utility accounts are yours, and the association has taken over.
Your next step · After possession
Transfer the khata into your name
It does not happen by itself. Until the final e-khata shows you as the owner, property tax, BESCOM and BWSSB transfers and any future sale are harder.
Varies by corporation — weeks to months
Documents at this step
Final e-khata in your name
Needed for property tax, utilities, resale and any loan against the flat.
Property tax receipts
Proof the tax is paid in your name.
BESCOM and BWSSB bills in your name
Proof of the utility transfer.
Questions to ask
- Which GBA corporation office handles khata for this address?
- When will the builder hand the building and the deposit over to the association?
- What does monthly maintenance cover after the handover?
Traps at this step
Assuming the khata transfers by itself
It does not. Buyers often discover this years later when they try to sell or take a loan against the flat.
Leaving utilities in the builder's name
Disputes over bills and deposits are much harder when the account is not yours.
This is general guidance to help you plan, not legal, tax or financial advice. Process, charges and stamp duty change, and vary by bank, builder and authority. Have a property lawyer read your documents, and confirm every figure before you transact. Pinly does not verify title, and does not perform legal due diligence on your behalf.